Chase

IHG One Rewards Premier

Best for travelers staying at IHG hotels

Welcome bonus

140,000 points

after $3,000 spend within 3 months

Earn 140,000 IHG One Rewards points after spending $3,000 in the first 3 months.

Annual fee: $99
Spend required: $3,000
Credit score needed: Very Good (740-799)

Why this card

A very strong honeymoon hotel option when your destination has IHG properties such as InterContinental, Kimpton or Holiday Inn. The large bonus can cover multiple nights, and the fourth-night-free award benefit stretches points further on longer stays.

Perks

Anniversary free night
Fourth reward night free on 4+ night award stays
Automatic Platinum Elite status
Up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years
Up to $50 United TravelBank Cash annually
No foreign transaction fees

Everyday earn rates

10X IHG hotels with card; 5X travel, dining and gas; 3X all other purchases