Citi

Citi Strata Premier

Best for travelers with high everyday spending

Welcome bonus

60,000 points

after $4,000 spend within 3 months

Earn 60,000 ThankYou points after spending $4,000 in the first 3 months.

Annual fee: $95
Spend required: $4,000
Credit score needed: Very Good (740-799)

Why this card

A useful honeymoon card for couples whose wedding spending includes groceries, dining, gas and travel. ThankYou points can be used for travel or transferred to participating airline and hotel partners.

Perks

$100 annual hotel benefit on a $500+ Citi Travel hotel stay
Transfer points to travel partners
No foreign transaction fees
No authorized-user fee

Everyday earn rates

10X hotels, car rentals and attractions via Citi Travel; 3X air travel, other hotels, restaurants, supermarkets, gas and EV charging; 1X other purchases