Chase

Chase Sapphire Preferred

Best for travelers that need flexible rewards

Welcome bonus

75,000 points

after $5,000 spend within 3 months

Earn 75,000 points after $5,000 in purchases in the first 3 months.

Annual fee: $95
Spend required: $5,000
Credit score needed: Very Good (740-799)

Why this card

A strong honeymoon card for couples who want flexibility instead of being locked into one airline or hotel chain. The welcome bonus can help cover flights or hotels, while Chase points can be redeemed through Chase Travel or transferred to airline and hotel partners.

Perks

$100 annual Chase Travel hotel credit
Up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years
Transfer points to airline and hotel partners
Primary rental car coverage
Trip cancellation/interruption coverage
No foreign transaction fees

Everyday earn rates

5X Chase Travel; 3X dining, gas, EV charging, select streaming and online grocery; 2X other travel; 1X other purchases