Bank of America

Bank of America Premium Rewards Elite

Best for premium travelers using statement credits

Welcome bonus

75,000 points

after $5,000 spend within 3 months

Earn 75,000 online bonus points after at least $5,000 in purchases in the first 90 days.

Annual fee: $550
Spend required: $5,000
Credit score needed: Excellent (800-850)

Why this card

Best suited to a higher-budget honeymoon where the traveler can use airline, lifestyle and trusted-traveler credits. The large bonus can help cover flights or hotels while the ongoing credits offset common travel expenses.

Perks

Up to $300 annual airline incidental credits
Up to $150 annual lifestyle credits
Up to $120 Global Entry/TSA PreCheck credit every 4 years
Premium travel benefits

Everyday earn rates

2X travel and dining; 1.5X all other purchases