Chase

Chase Sapphire Reserve

Best for premium travelers wanting flexible rewards

Welcome bonus

100,000 points

after $6,000 spend within 3 months

Earn 100,000 bonus points after $6,000 in purchases in the first 3 months.

Annual fee: $795
Spend required: $6,000
Credit score needed: Very Good (740-799)

Why this card

Useful for a honeymoon where airport comfort, travel protections and flexible points matter. The large welcome bonus can be used for flights or hotels, and premium travel benefits may add value on a longer international trip.

Perks

Airport lounge access
Travel credits
Transfer points to airline and hotel partners
Premium travel protections
No foreign transaction fees

Everyday earn rates

Elevated rewards on Chase Travel plus bonus rewards on travel and dining; 1X on other purchases