American Express

Hilton Honors American Express Surpass

Best for travelers staying at Hilton hotels

Welcome bonus

130,000 points

after $3,000 spend within 6 months

Earn 130,000 Hilton Honors points after $3,000 in purchases within the first 6 months.

Annual fee: $150
Spend required: $3,000
Credit score needed: Very Good (740-799)

Why this card

One of the more useful Hilton honeymoon cards because Gold status can improve the hotel experience while the welcome bonus can cover multiple nights. The annual Hilton statement credits can also offset part of the annual fee when used naturally.

Perks

Hilton Honors Gold status
Up to $200 annual Hilton statement credits
Free Night Reward after $15,000 annual spend
National Car Rental Executive status
No foreign transaction fees

Everyday earn rates

12X Hilton; 6X U.S. restaurants, supermarkets and gas stations; 4X U.S. online retail; 3X other purchases