Amex

American Express® Gold Card

Best for Dining and groceries

Welcome bonus

60,000 points

after $6,000 spend within 6 months

Annual fee: $325
Spend required: $6,000
Credit score needed: Good to Excellent (700+)

Why this card

The American Express Gold Card pairs a sizable Membership Rewards bonus with a six-month runway to hit the spend, which suits couples spreading wedding payments over time. Membership Rewards transfer to a deep bench of airline partners, making this one of the strongest point currencies for award flights.

Perks

Dining credits
Uber credits
No foreign transaction fees

Everyday earn rates

4x at restaurants and U.S. supermarkets, 3x on flights