Chase

World of Hyatt Credit Card

Best for Hotel loyalists

Welcome bonus

60,000 points

after $6,000 spend within 6 months

Tiered offer: bonus earned in two stages over the first six months.

Annual fee: $95
Spend required: $6,000
Credit score needed: Good to Excellent (700+)

Why this card

World of Hyatt points are among the most valuable hotel currencies, regularly returning well over 2 cents per point at resorts and all-inclusives. The bonus can cover several nights at a honeymoon-worthy property, and the card includes an annual free night certificate.

Perks

Free night yearly
Discoverist status
No foreign transaction fees

Everyday earn rates

4x at Hyatt, 2x on transit and dining